Down Payment Importance

Down Payment Importance

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US Importance of Down Payment When preparing to buy a home, the first thing many homebuyers do is look at “homes for sale” ads in newspapers,...
Fixed Rate Mortgage – What is a 30 Year Fixed Rate Mortgage?

Fixed Rate Mortgage – What is a 30 Year Fixed Rate Mortgage?

925-263-2700 Question if a 30 year fixed rate mortgage the right one for you? Contact our loan agent in San Ramon. CONTACT US The 30 Year Fixed Rate Mortgage The 30-year fixed-rate mortgage loan is one of the most popular financing tools for home buyers today,...
Interest Only Loans – The Mechanics

Interest Only Loans – The Mechanics

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US The Mechanics of Interest Only Loan Interest only loan can be a good option if you want a monthly payment on your mortgage that’s lower than what you can get...
HARP and HAMP

HARP and HAMP

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US What is HARP and HAMP? The days of great foreclosure activity are getting far behind us, nevertheless, it doesn’t imply that everybody’s...
Pre-Loan Checklist

Pre-Loan Checklist

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US Pre-Loan Checklist Before Applying for a Home Loan It’s harder to qualify for a mortgage loan these days.  New regulations require lenders to verify...
What is a Balloon Loan?

What is a Balloon Loan?

925-263-2700 Balloon Loan considerations for home mortgage consumers. Contact our mortgage broker in San Ramon to discuss the right home loan or mortgage refinancing for you. CONTACT US What is a Balloon Loan? A balloon loan is a mortgage loan that requires a larger...