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Learn more about home loan topics from our blog articles below. We are committed to informing you about home loans and finding the right product for your needs.
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Home Loan Blog Articles from Golden Pacific Home Loans of San Ramon
Stay informed and learn more about home loan matters and housing market from our home loan blog articles below. Scroll down to the Categories section or to the bottom of this page to see more home loan blog articles.
Contact our Golden Pacific Home Loan agents in San Ramon for questions about best home loan mortgage and refinance opportunities.
Home purchases rebound in Dec.; 2015 had most sales in 9 years!
Last month’s home purchases rebound capped a year that produced the highest annual sales total since 2006. Steady job growth and low mortgages drew more buyers into the market, causing both sales and prices to climb steadily.
Mortgage Rates Declining
The average rate for a 30-year fixed mortgage was 3.81 percent, down from 3.92 percent last week. Other rates are also declining.
New Residential Construction Activity in December
HUD and Census Bureau Announce New Residential Construction Activity in December.
What’s a 203k mortgage? Renovation Financing Strategy
For many buyers, especially first time homebuyers, renovating a home post-closing may seem out of reach because they do not have the liquid assets to do desired renovations. Is there a solution to this?
Is Paying Off Mortgage Early a Good Idea?
Paying off a mortgage early isn’t always the smartest decision, and there’s a reason mortgages are referred to as “good debt.” So if you’re thinking of paying off your mortgage early, here are three reasons to reconsider.
Looking for a mortgage home loan with bad credit?
Believe it or not, you may be able to seal a home loan deal even with a credit score below 620. You’ll just have to be willing to jump through a few hoops.
Quick info on Reverse Mortgage from our Mortgage Broker
A reverse mortgage is a type of loan where a lender makes payments to you in exchange for equity in your house — the exact opposite of how a traditional mortgage loan works.
Will mortgage lender finance furnishings when buying a “furnished” home?
You want to buy the house, but only if it comes with the boat out back. The owner may agree to the deal, but your mortgage lender probably won’t include it in the mortgage.
Americans End 2015 More Upbeat About Economy and Housing Market
Americans were generally more upbeat about the economy and strength of the housing market in December, according to Fannie Mae’s latest poll.
Why Having One Spouse On a Home Loan Mortgage
When a mortgage qualification involves co-borrowers, lenders use the lowest credit score among them to determine the rate. The threshold for the best jumbo-mortgage rates usually is a score of 740, but some lenders may want 760 or higher.
2016 is The Time to Buy a Home
Is now the time to buy a home? Making such decision always requires many considerations. First, you have to pinpoint the most convenient location to live and assess the affordability of housing. You need to find out how much house you can afford and the cost of borrowing, given your financial profile.
30-Year Mortgage Rate Tops 4%
U.S. mortgage rates rose, with the 30-year average topping 4 percent for the first time in five months.
New Home Residential Construction Activity In November
Median sales price of new houses sold in November 2015 was $305,000; the average sales price was $374,900. The seasonally adjusted estimate of new houses for sale at the end of November was 232,000.
More Foreign Real Estate Investors for 2016
Most foreign investors expect to put more money into U.S. property this year than they did in 2015, with New York remaining the top target market worldwide.
New Home Construction News from HUD and Census Bureau
Privately owned housing units authorized by building permits in November were at a seasonally adjusted annual rate of 1,289,000. This is 11.0 percent (±1.6%) above the revised October rate of 1,161,000, and is 19.5 percent (±2.0%) above the November 2014 estimate of 1,079,000.
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