Prequalify for Home Loan: How Income Is Calculated

Prequalify for Home Loan: How Income Is Calculated

925-263-2700 Prequalify for home loans. Contact our loan agent in San Ramon. CONTACT US How Income Is Calculated When a loan officer prequalifies you, he works backwards to figure your maximum mortgage amount. You can do the same thing. The first step is to determine...
Pointers Before Paying Off Your Mortgage

Pointers Before Paying Off Your Mortgage

925-263-2700 Question about mortgage underwriting process? Contact our loan agent in San Ramon. CONTACT US Some Pointers to Think About Before Paying Off Your Mortgage Paying off mortgage and living debt-free sounds great, and depending on where you are in life it may...
Mortgage: How Much Should I Spend?

Mortgage: How Much Should I Spend?

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US How Much Should I Spend On My Mortgage? 1. Different concepts, different numbers. Lenders typically have a limit for the percentage of income you can put...
Home Ownership May Not Be As Expensive As You Think

Home Ownership May Not Be As Expensive As You Think

925-263-2700 Home ownership can be affordable with the right loan products and strategy. Contact our loan agent in San Ramon. CONTACT US Home Ownership May Not Be As Expensive As You Think Is home ownership that expensive? First-time home buyers are often apprehensive...
Mortgage: How Much Should I Spend?

What is a Balloon Loan?

925-263-2700 Balloon Loan considerations for home mortgage consumers. Contact our mortgage broker in San Ramon to discuss the right home loan or mortgage refinancing for you. CONTACT US What is a Balloon Loan? A balloon loan is a mortgage loan that requires a larger...
You May Be Able to Cancel Your Private Mortgage Insurance

You May Be Able to Cancel Your Private Mortgage Insurance

925-263-2700 Question about what mortgage lenders can approve? Contact our loan agent in San Ramon. CONTACT US You May Be Able to Cancel Your Private Mortgage Insurance Homeowners who cannot put down at least 20 percent of the total cost of a home mortgage are...