Home Loan Blog
Learn more about home loan topics from our blog articles below. We are committed to informing you about home loans and finding the right product for your needs.
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Home Loan Blog Articles from Golden Pacific Home Loans of San Ramon
Stay informed and learn more about home loan matters and housing market from our home loan blog articles below. Scroll down to the Categories section or to the bottom of this page to see more home loan blog articles.
Contact our Golden Pacific Home Loan agents in San Ramon for questions about best home loan mortgage and refinance opportunities.
Self-Employed?
Being self-employed has its benefits. You can choose the hours and you are the boss. However, when it comes to getting a mortgage, you face more hurdles. You have to provide more paperwork than an employee and must work harder to prove that you can afford the mortgage.
Today’s Mortgage Stats
Mortgage interest rate hit the lowest level in 3 years, but applications dropped, according to the latest data from the Mortgage Bankers Association.
Prequalify for Home Loan: How Income Is Calculated
When a loan officer prequalifies you, he works backwards to figure your maximum mortgage amount. You can do the same thing. The first step is to determine your monthly income. It isn’t quite as easy as it sounds…..
Extra Paperwork for Loan Application
When submitting loan application be prepared with extra paperwork o provide your loan officer to avoid delay. For help call our San Ramon Mortgage Broker
San Francisco Real Estate – The Snapshot
San Francisco real estate market has been scorching hot since 2011. Reports of million-dollar homes attracting several buyers within days of their listings and selling at premiums within a couple of weeks have become commonplace. What’s next?
Buy House or Rent? Another Reason Why You Should Buy
Major cities continue to boom, rent costs are skyrocketing. Competition for affordable housing is getting fiercer. The question is: buy house or rent?
Mortgage Rates Hit a 3 Year Low!
Mortgage rates didn’t move any lower today, but you’d have to go back 3 years to see any lower mortgage rate. Is it time to refinance?
Home Prices Keep Climbing
Home prices have been climbing as job growth helps fuel demand for a limited inventory of properties for sale. The jump in values has made it difficult for many first-time buyers to compete in the most heated areas.
55+ Housing Market Demand Figures
According to the National Association of Home Builders, confidence in the single-family 55+ housing market remained in positive territory in the first quarter of 2016.
Options to Help Get Approved For A Home Mortgage
Trying to get approved for home mortgage? Everyone’s financial situation is unique. With that in mind, here are five different options for making your homeownership dreams a reality.
Mortgage Rates Still at Record Lows
Mortgage rates held steady today, marking the 9th straight day without a move higher. 6 of those 9 days have seen mild to moderate improvements, ultimately bringing rates back within striking distance of 2016’s lows.
Pointers Before Paying Off Your Mortgage
Paying off your mortgage may be tempting. First consider the opportunity cost of paying off your mortgage early at the expense of other goals or investment options, as well as the impact to your tax situation.
Loan Application: the Importance of Bank Statements and Tax Returns
Why do mortgage lenders need to see your bank statements? Why do they want to look at your tax returns?
Loan Application: What Could Jeopardize Loan Application
Common trouble spots that mortgage lenders find with loan application. Here are five of them. Any of these issues could sink your application.
Fixed Rate Mortgage – What is a 30 Year Fixed Rate Mortgage?
30-year fixed-rate mortgage loan is one of the most popular loan programs for home buyers today. What pros and cons do they offer to you, as a home buyers? These are just a few of the questions we will answer in this article.
Home Loan Blog Article
Questions about the home loan blog articles?
Contact our home loan agent or mortgage broker at Golden Pacific Home Loans of San Ramon.
PREQUALIFY
Prequalify for home loan to estimate of how much home loans you may be able to borrow
CALCULATORS
Calculate monthly home loan payment, refinance, fixed rate calculator and other home loan calculations
APPLY NOW
Submit and apply home loan online for Golden Pacific Home Loan agent to process
MY ACCOUNT
Access your loan center account to see loan status and other loan activities
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