San Ramon Mortgage Broker
Every borrower is different! We are committed to helping you find the right mortgage product for your needs.
925-855-3250

APPLY HOME LOANS
HOME LOAN CENTER
Welcome to the Home Loan Center where you can use our online tools to submit prequalify for home loan request, apply home loans or learn more about home loans! Are you looking to buy a home? This Home Loan Center provides home loan calculators and tools to find the best home loan options to suit your needs and goals. You can explore our home loan center site without any obligation or disclosure of personal information, or if you want, you can even apply home loans here and use the application process online!
At any point, feel free to contact our home loan agents at Golden Pacific Home Loans regarding any home loan questions you may have. Our experience home loan agents are here to personally help you through the entire home financing process.

HOME LOAN CALCULATORS & TOOLS
You can explore different mortgage scenarios as described below using our online calculator portal. It provides rate options, estimated payments, and other helpful comparisons.
Once you’re on the portal, click “Calculate Your Mortgage” located just below the Apply Now button.
Monthly Payments
Calculates your payment for different loan amounts, interest rates, and amortization terms
Payment Schedule
Calculates the breakdown of principal and interest payments in a yearly or monthly format
Make Extra Payment
Calculates how much you can save over the term of your loan by increasing your monthly payment
How much can I afford
Maximum mortgage amount based on the monthly payment, interest rate, and term
How much can I borrow
Calculates how much you can borrow based on your income, debts and desired loan terms
Rent vs. Own
Estimates the benefits of owning a home as opposed to renting a house or apartment
Fixed Rate vs. ARM
Compares fixed-rate with adjustable-rate mortgage
15 vs. 30 Year
Compares a 15-year with a 30-year mortgage
Refinance Saving
Estimates the benefits of refinancing
PreQualify
Prequalify for home loan to estimate of how much home loans you may be able to borrow
Calculators
Calculate monthly home loan payment, refinance, fixed rate calculator and other home loan calculations
Apply Now
Submit and apply home loan online for Golden Pacific Home Loan agent to process
My Account
Access your loan center account to see loan status and other loan activities
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